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Savings and Money Market Accounts
First State Bank offers four savings accounts for your diverse needs. All of our savings accounts are FDIC insured and work hard to earn interest on the balance in your account. All of our savings accounts offer online banking for the convenience of transferring money to your savings account to start working hard to earn interest immediately.
Regular Savings Account
- 12 Free Withdrawals Per Semi-annual
Calendar Period
- $.75 per Item Charged Over 12 in 6 months
- Interest Paid Semi-annually
- ATM Card (upon qualification)
- $50 Deposit is Required to Open this Account
- Low Monthly Maintenance Fee of $1
Below Minimum Balance
- $250 Minimum Balance
- Internet Banking Available
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Education / Child Savings Account
A savings account for a full time student or a child.
- 12 Free Withdrawals per Semi-annual
Calendar Period
- $.75 per Item Charged Over 12 in 6 months
- Interest Paid Semi-annually
- $10 Deposit is Required to Open this Account
- $50 Balance Required to Earn Interest
- No Monthly Maintenance Fee
- Internet Banking Available
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Christmas Club Savings Account
A savings account for extra spending cash for the holiday season with no fees.
- This account can only be opened between
October 1st and January 31st.
- Direct Deposit
- No Minimum Deposit Required
- Interest is paid on October 1st with
with an annual Christmas Club Check.
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Money Market Account
This account is for customers who need occasional access to larger deposits
while having your money work for you earning interest.
- Six Withdrawals Allowed Each Month
(Includes telephone transfers, payments
authorized by written agreement, and checks.
Up to three each month, payable by check.)
- $10 per withdrawal Over 6 Withdrawals
- Monthly Maintenance Fee of $5 Below Minimum Balance
- $2,500 Minimum Balance
- Internet Banking Available
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