Checking Accounts

First State Bank offers three personal checking accounts to tailor the needs of our customers. Our checking accounts are FDIC insured. First State Bank’s personal checking accounts offer online banking and bill pay for your convenience. Login to our Online Banking page or Login to Pay Bills for a free demonstration TODAY!

Click here to Login to Online Banking.

Click here to Login to Pay Bills.

The Personal Deposit Account Application is in Adobe Acrobat® (PDF) format and requires Acrobat Reader. If you do not have Adobe installed, please click on the icon for a free download.

 

 

FREE Checking Account

  • $100 Deposit Required To Open This Account
  • Direct Deposit
  • Unlimited Check Writing
  • ATM / Mastercard Debit Card (upon qualification)
  • Telephone Transfers
  • Internet Banking Available

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NOW Account

  • Direct Deposit
  • Unlimited Check Writing
  • ATM / Mastercard Debit Card (upon qualification)
  • Telephone Transfers
  • Monthly Maintenance Fee of $8 if balance falls below Minimum Balance
  • Minimum Monthly Balance $1,000.00
  • Internet Banking Available

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Good Life 55 Club
(This account is for customers 55 years or older.)

  • Direct Deposit
  • Unlimited Check Writing
  • ATM / Mastercard Debit Card (upon qualification)
  • Telephone Transfers
  • Monthly Maintenance Fee of $8 if account falls below Minimum Balance
  • Minimum Monthly Balance $1,200 OR
    $12,000 in First State Bank
    Certificates of Deposit
  • Internet Banking Available

REORDER CHECKS

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First Bank is participating in the FDIC’s Transaction Account Guarantee Program. Under the program, through June 30 2010, all noninterest-bearing transaction accounts are fully guaranteed by the FDIC for the entire amount in the account. Coverage under the Transaction Account Guarantee Program is in addition to and separate from the coverage available under the FDIC’s general deposit insurance rules. (NOW Accounts are not eligible.)

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