Certificates of Deposit

First State Bank’s certificates of deposit are FDIC insured and can be opened with as little as $500. We offer a variety of terms, ranging from 1 month to 4 years. Our CD’s are automatically renewable. Interest is compounded quarterly and the interest can be withdrawn as frequently as monthly. Our rates are highly competitive.

  • 1 Month to 4 Year Terms
  • Automatically Renewable
  • Interest Compounded Quarterly or at Maturity
  • $500.00 Minimum Balance required to open account
  • PENALTY FOR EARLY WITHDRAWAL
  • (Please Contact us for current rates and terms of Certificated of Deposits)
 
 

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First Bank is participating in the FDIC’s Transaction Account Guarantee Program. Under the program, through June 30 2010, all noninterest-bearing transaction accounts are fully guaranteed by the FDIC for the entire amount in the account. Coverage under the Transaction Account Guarantee Program is in addition to and separate from the coverage available under the FDIC’s general deposit insurance rules. (NOW Accounts are not eligible.)

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