First State Bank

First State Bank

www.hud.gov

www.fdic.gov

First Bank is participating in the FDIC�s Transaction Account Guarantee Program. Under the program, through June 30 2010, all noninterest-bearing transaction accounts are fully guaranteed by the FDIC for the entire amount in the account. Coverage under the Transaction Account Guarantee Program is in addition to and separate from the coverage available under the FDIC�s general deposit insurance rules. (NOW Accounts are not eligible.)

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	Savings & Money Market Accounts Regular Savings Account Money Market Account Regular Savings Account 12 Free Withdrawals Per Semi-annual Calendar Period $.75 per Item Charged Over 12 in 6 months Interest Paid Semi-annually ATM Card (upon qualification) $50 Deposit is Required to Open this Account Low Monthly Maintenance Fee of $1 Below Minimum Balance $250 Minimum Balance Internet Banking Available (back to top) Money Market Account This account is for customers who need occasional access to larger deposits while having your money work for you earning interest. Six Withdrawals Allowed Each Month (Includes telephone transfers, payments authorized by written agreement, and checks. Up to three each month, payable by check.) $10 per withdrawal Over 6 Withdrawals Monthly Maintenance Fee of $5 Below Minimum Balance $2,500 Minimum Balance Internet Banking Available (back to top)