Privacy Policy

FIRST STATE BANKS PRIVACY POLICY

In order to protect our customer’s nonpublic personal information the First State Bank will not disclose said information to third party users except for the statutory exceptions listed below. The First State Bank will only disclose nonpublic personal information on a case-by-case basis with the written consent of the customer. Accounts in default and in the process of collection can be turned over to third party collection agencies, but only information on those specific accounts may be disclosed.

We collect nonpublic personal information about you from the following sources:

• Information we receive from you on applications or other forms:
• Information about your transactions with us, our affiliates or others; and
• Information we receive from a consumer reporting agency
  “nonpublic personal information” is non public information about you that we may obtain in connection with providing a financial product or service to you. This could include information such as account balances, payment history, or overdraft history.

We do not disclose nonpublic personal information about you to nonaffiliated third parties except as permitted by law.

If you decide to close your account(s) or become an inactive customer, we will adhere to the privacy policies and practices as described in this notice.

We may disclose the following information to companies that perform marketing services on our behalf or to other financial institutions with which we have a joint marketing agreement.

• Information we receive from you on an application or other forms, such as your
  Name, address and social security number:
• Information about your transactions with us, our affiliates, or others, such as your
  Account balance, payment history, parties to transactions, ATM transactions and
  Visa Debit Card transactions:
• Information we receive from a consumer-reporting agency; such as your
  Creditworthiness and credit history

We restrict access to nonpublic personal information about you to those employees who need to know that information to provide products or services to you. We maintain physical, electronic, and procedural safeguards that comply with federal standards to guard your nonpublic personal information.

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